Three female doctors smiling together — DPM Financial Services Women in Medicine financial planning page

Women in Medicine

Three female doctors smiling together — DPM Financial Services Women in Medicine financial planning page

Women in Medicine

Women in medicine have substantial income potential that remains unrealised, with strategic planning able to significantly impact lifetime earnings across all specialities.

Women in medicine have substantial income potential that remains unrealised, with strategic planning able to significantly impact lifetime earnings across all specialities.

Significant progress has been made towards achieving equality. However, a woman’s ability to advance her career and earn income at the same rate and level as her male counterparts remains a persistent issue. Female medical professionals experience significant financial challenges.

With targeted financial planning and strategic career decisions, female doctors can overcome industry-specific hurdles, achieve outstanding financial outcomes and build the prosperous future their skills and dedication deserve.

Our whitepaper ‘Diagnosing the divide: women in medicine and the cost of gender’ sheds light on the gender pay disparity in medicine, explores the contributing factors, and offers practical strategies for female doctors to minimise the impact of their individual situation.

Practical strategies can include:

➡️ proactive superannuation contributions

➡️ awareness of gender-related differences in costs like income protection insurance

➡️ building supportive professional networks

➡️ encouraging equitable parental leave policies

➡️ seeking sound financial advice early in your career.

By combining targeted personal financial strategies with broader workplace reforms, we want to help you better navigate and overcome financial disparities. Our goal is to support your career advancement and long-term financial security.

Financially empowering doctors is what we do, and that starts with us making sure you have the right knowledge and support. That’s why we published this whitepaper. Download it to find out more about how you might be affected by the pay disparity, and what you can do to address it.

Significant progress has been made towards achieving equality. However, a woman’s ability to advance her career and earn income at the same rate and level as her male counterparts remains a persistent issue. Female medical professionals experience significant financial challenges.

 

With targeted financial planning and strategic career decisions, female doctors can overcome industry-specific hurdles, achieve outstanding financial outcomes and build the prosperous future their skills and dedication deserve.

Our whitepaper ‘Diagnosing the divide: women in medicine and the cost of gender’ sheds light on the gender pay disparity in medicine, explores the contributing factors, and offers practical strategies for female doctors to minimise the impact of their individual situation.

Reducing the pay disparity in medicine requires both systemic changes and individual action. Although achieving complete equality may take generations, immediate steps can help mitigate financial gaps.

Practical strategies can include:

➡️ proactive superannuation contributions

➡️ awareness of gender-related differences in costs like income protection insurance

➡️ building supportive professional networks

➡️ encouraging equitable parental leave policies

➡️ seeking sound financial advice early in your career.

By combining targeted personal financial strategies with broader workplace reforms, we want to help you better navigate and overcome financial disparities. Our goal is to support your career advancement and long-term financial security.

Financially empowering doctors is what we do, and that starts with us making sure you have the right knowledge and support. That’s why we published this whitepaper. Download it to find out more about how you’re affected by the pay disparity, and what you can do to mitigate it.

Seek good financial advice early.

When you’re aware that a gender pay gap can exist, you can take steps to get the most out of your money so you can feel more secure in the future.

Understanding Insurance For many medical professionals, insurance can feel like one of those financial topics that is important, but easy to leave sitting ignored and forgotten in the background. Between demanding clinical work, training commitments, family responsibilities, career progression and major life decisions, reviewing…

Super 101 for female medical professionals   For many medical professionals, super often sits quietly in the background while careers, families and major life milestones take centre stage. Over the course of your career, however, super can become one of the most…

When should women in medicine talk to a lending consultant?  For women in medicine, lending decisions rarely happen in neat, predictable phases. Careers are demanding and often non-linear, income changes over time, and maternity leave, part-time work and caregiving responsibilities frequently intersect with peak professional years.  As a result,…

Why Financial Literacy Matters Medicine is one of the longest roads to the first serious pay cheque. By the time most doctors are earning a real income, their peers in other fields have had years to build savings, pay down…

By Amelia Jones, B. Comm, CA, Tax Consultant at DPM Financial Services Payday Super is one of the most significant changes to Australia's superannuation system since the Super Guarantee was introduced. From 1 July 2026, super must be paid with…

The basics of child trauma cover As a doctor, you spend your working life managing risk, uncertainty, and outcomes in your professional life. When it comes to your own family, however, the emotional stakes are far higher, and the financial…

Look, between cramming for exams, surviving rotations, and trying to have some kind of life, thinking about finances probably ranks somewhere below doing laundry on your priority list. When you're living on a student budget or that first intern paycheck,…

Finishing med school and starting work is exciting… until tax time rolls around. Suddenly you’re staring at payslips, receipts, and wondering: what can I actually claim? Whether you’re juggling public hospital shifts, working as a locum or getting income from…

The reality of aged care For many doctors and surgeons, supporting elderly parents through aged care is deeply personal. You're juggling clinical responsibilities while trying to make sense of a financial system that seems designed to confuse. Between emergency calls…

Is Trauma Insurance Part of Your Portfolio? In the world of medicine, you’re accustomed to expecting the unexpected—yet too often, doctors build a rock-solid financial plan that stops short of covering one of life’s toughest curveballs: a critical illness. Trauma…

MedMic powered by DPM 🎙️ Episode 4:

Superannuation & the gender gap

There is a disparity in super balances when it comes to male and female doctors.

Join Will Ezzy and special guest host Karli Tsemetzis as they discuss the different circumstances and what you can consider when optimising your strategy.

Picture of Karli Tsemetzis <br>DPM Private Wealth Consultant

Karli Tsemetzis
DPM Private Wealth Consultant

Karli works with clients to create tailored plans that fit their goals. Whether it’s structuring cashflow efficiently, navigating investments, optimising superannuation, or planning for major financial milestones.

MedMic powered by DPM 🎙️ Episode 4:

Superannuation & the gender gap

There is a disparity in super balances when it comes to male and female doctors.

Join Will Ezzy and special guest host Karli Tsemetzis as they discuss the different circumstances and what you can consider when optimising your strategy.

Picture of Karli Tsemetzis

Karli Tsemetzis

DPM Private Wealth Consultant

Financial experts you can trust.

During all stages of your medical career, DPM will help with the next step.

Women of DPM

At DPM we’re passionate about fostering a culture of diversity and inclusion, and inspired by our dynamic and diverse leaders paving the way for a brighter future.

We're proud to have achieved a strong gender balance in our leadership team.

We’re doing our best to walk the walk with a strong gender balance across our senior leadership team. While we recognise that the financial services industry, like medicine, still faces gender disparity, we’re taking steps to address this head on.

Untitled design 45 women in medicine

Michael Allsopp

CEO

peta3 women in medicine

Peta Silbersher

Head of People & Business Services

Kate Evans 02 women in medicine

Kate Evans

Principal & General Manager – Lending

James K 02 women in medicine

James Kalamias

General Manager - Tax & Accounting

Marika women in medicine

Marika Mellas

General Manager – Technology, Innovation & Marketing

DanM 03 women in medicine

Daniel Madden

Head of Group Finance

We're committed to creating a more equitable workplace with a more even gender split across all roles, from administration to leadership.

We run several initiatives to foster growth and empower our female staff whenever we can. For employees from all departments at all career stages, we offer mentoring, career advice, networking, educational and leadership events, and development opportunities.

While we’re still working on it within our own business, we’re taking the steps to close the gap. We truly care about creating an even playing field for all genders at DPM.

Untitled design 10 women in medicine
newww wim office scaled e1772505192616 women in medicine

Meet our incredible team.

Experts in tax, wealth, financial planning, lending, insurance, and more.
Scroll to Top