Extra Repayment Calculator
Calculate extra loan repayments
Our extra repayment calculator can help you see how much you can save by making extra repayments on your home loan. You can enter your loan details, the amount and frequency of your extra repayments, and see the impact on your loan term and interest cost.
Calculate the timeline of your extra loan repayments
Adding an extra contribution to your loan repayments can be an effective way to repay your loan faster and pay less interest, however it’s essential that you fully understand how it will affect your financial situation and the repayment timeline.
If you have further questions about your loan repayment and would like to book an appointment with our lending team.
Frequently asked questions
Input your loan amount, interest rate, loan term, and repayment frequency. Then input the extra amount you’d pay each repayment and when the extra amount would start being repaid. The calculator will then update with your projected loan repayment timeline.
This is entirely down to your own personal financial situation, circumstance, goals, and needs. Therefore we cannot recommend any set amount. We can recommend you speak to a DPM lending advisor who can help you fully understand your loan and the repayments involved.
Extra loan repayments, whilst they increase your loan repayments in the short term, ultimately they lead to you paying off your loan quicker and therefore paying less interest overall. However this is not to say it’s the right decision for everyone. We recommend speaking to a specialised lending advisor like we have here at DPM to understand the optimal choices for your individual circumstance.
Our client reviews
We’re proud of our expertise delivering financial services for doctors, and so are our clients.
I have been using DPM for several years now and have excellent experiences with all team members that I have interacted with. Eyal our lending consultant has been invaluable in my wife and I purchasing our last 2 properties, we even received positive feedback from the conveyancer and real estate agent in regard to promptness and responses. Sonal has always kept us up to date with our insurance to ensure we are adequately protected. And last, but not last, Anthony has been incredibly helpful as our accountant in aiding us with managing our taxes and finances as a whole as I moved from salaried position to a sole trader.
Tom Dilks
11:39 28 Dec 24
I highly recommend Tom Rogers for a comprehensive and streamlined income protection service.
Nicole Moon
09:08 17 Dec 24
Ted Elkington
21:56 13 Dec 24
I have been with DPM for over a decade.James Court is incredibly professional, knowledgeable and approachable and has been invaluable not only for the yearly tax return but he has also been available and quick to respond during the year as any issues or queries arise.We are very lucky to have had Kimsor Pan assist us with our recent mortgage. We found him both professional and approachable, committed to finding finance that suited our needs and quick to respond to all queries.I would highly recommend both of these professionals at DPM
Amy Greene
00:39 07 Dec 24
Marissa was able to assist me to obtain finance where numerous others had been unable to. She was polite, professional and highly organised. I’m very grateful to her for her work.
zeerust250
05:30 02 Dec 24
Kimsor helped us with purchasing our first home and we couldn’t be happier with the service and support! Very diligent, quick communication and very approachable. Highly recommend for and lending support!
Laura Horrigan
05:14 26 Nov 24
Naomi made the mortgage process so easy and stress free! The team at DPM were super helpful, answered all my questions, and found a great deal for me. Highly recommend their service!
Jeremy tse
12:10 25 Nov 24
Naomi has been amazing from day one! She’s been super helpful, always responsive, and really followed up closely on every step of the journey. She went above and beyond to help us get the best rate possible. We honestly couldn’t have done this without her support and guidance. Highly recommend Naomi to anyone looking for a reliable and helpful mortgage broker!
shershermyn
04:44 22 Nov 24
The team at DPM are super helpful and lovely to deal with.
Rob Mc (Me)
07:45 18 Nov 24
Kimsor from DPM was super easy to deal with and provided a very professional service.He answered all of our questions and kept us up to date of the loan application regularly. I would recommend him to anyone looking to organize a home loan.
Lewis Donoghue
02:11 18 Nov 24
DPM have been invaluable for my wife, and i, we've been with them for over a decade, and they've helped us with mortgages, tax-time, and wealth advice.James Court, William Ezzy, and Kimsor Pan have been instrumental in giving us the most informed options through a variety of life changes, from changing jobs, to changing address, and more.They have been professional, friendly, knowledgeable, and overall effective at serving our needs, and is why we recommend them to the people we care about when they need financial help.We couldn't be happier 🙂
cj juszczak
15:05 17 Nov 24
One of DPM's lending consultants Marissa Tzivakis helped me find a loan recently. I'm so very grateful for the work she did. She listened, understood the challenges (and the stress), came up with some great options in lightning quick time, and followed me through until it was sorted out. I really can't recommend her highly enough - not to mention the work of financial advisor Michael Blood and his team who've been looking after me for more than 15 years, and turned up exactly when I needed them
G K
08:59 17 Nov 24
I had a great experience working with Danha as my lending consultant. Danha is approachable, thorough and quick to respond to any correspondence!
Samantha Leng
04:30 17 Nov 24
I highly recommend Danha she provided excellent service throughout the process. I engaged Danha on very short notice and was grateful that she was able to provide me with her services. She clearly articulated to me my options, explained the process and kept me updated. No question was any trouble and she was always happy to explain. My experience has been incredibly smooth and much less stressful thanks to Danha 🙂
Helena Chan
03:38 17 Nov 24
Honestly couldn’t speak more highly of Marissa at DPM, she made the process of obtaining finance for our new home easy and stress free
Duncan
01:29 15 Nov 24
If you’re looking for a crew of great humans to help you navigate the complexities of all matters finance and a team you can trust.. look no further. Christian is a top shelf gentleman and his knowledge and passion for his craft are unsurpassed. Wouldn’t go anywhere else 👌
Ted Bndr
01:21 15 Nov 24
My partner and I are both medical practitioners and have been customers of DPM for 10 years now. We have used the financial services section on 2 occasions and found their communication to be prompt and clear, financial advice sound (maybe on the conservative side, but this could be considered a positive), and ultimately are very satisfied with our finance outcomes.
Adam Peterson
07:40 13 Nov 24
Keiren Mac
00:17 13 Nov 24
Danha has been holding my hand on each and every step. Highly recommend.
Carl Barker
11:11 06 Nov 24
michael hsieh
22:42 31 Oct 24
Very professional, very helpful and secured us a great home loan!
Marlise McEvoy
09:08 31 Oct 24
Danha has gone the extra mile for us in securing our homeland. No question was too silly and she ensured all loose ends were tied up. Highly recommend!
Bethany White
10:33 29 Oct 24
Eyal from DPM has always been professional, knowledgeable and helpful. We highly recommend Eyal.
Li Larry
02:28 29 Sep 24
Thank you to Naomi for your invaluable assistance and wealth of knowledge!
Tristan Harding
07:52 12 May 24
Excellent service provided by Kimsor Pan and Anthony dickinson in helping us with our tax return and home loan application. The process went very smoothly and we were constantly updated by them throughout the whole process. Would highly recommend their service
Alvin Loh
07:23 02 May 24
Naomi Li was absolutely fantastic throughout the entire the process.She found us the best home loan that suited our circumstances.We were definitely in unfamiliar territory when it came to this and Naomi was there every step of the way.She was also quick to reply us whenever we had any questions.
Ka Sheng Loh
03:47 25 Apr 24
Kimsor is the consummate professional and I would highly recommend him for all of your lending needs!
Shanan Woo
10:20 09 Apr 24
Naomi was top notch. She matched our pace, clearly outlined the process, required documentation and kept us on task and updated. If you’re looking for. A good Mortgage broker who outlines your options clearly - this is where to find them. Thank you for an easy refinance!
Joshua Dickson
13:00 05 Apr 24
Great customer service. We had Naomi and she was fantastic! We never felt any pressure and we felt they were super flexible with what we wanted and worked within our time frames. Very transparent and helpful with the whole processes!
Charmaine Dickson
01:39 04 Apr 24
My partner and I had a great experience with Marissa in purchasing our first home. She was so helpful in explaining and guiding us through the entire process, thanks so much Marissa!
Shaan M
04:55 31 Mar 24
Seamless and painless experience
Niall Corcoran
08:06 27 Feb 24
Danha from DPM assisted with buying my first home - my situation was unusual and she was incredible throughout. She had the patience of a saint with my disorganisation and delays and really went into bat to get me the best arrangement possible specific to my needs. She drove the process and turned things around when I was letting the ball slide. I could not recommend her more highly.
Jessica Paul
02:07 08 Feb 23
My partner and I used DPM to buy our first home and we can't thank them enough with a special shout out to Danha who went above + beyond for us from day 1 of buying our home. Thank you for every call, email, web conference - thank you for helping us navigate this financial world and supporting us both in purchasing our first literal DREAM home. Would reccomend them for all financial things - I use DPM as my accountant & for insurances as well and only have great things to say for all! Thanks for looking after me DPM 🙂
Mirsada Prasko
12:04 31 Oct 22
Akmal Yang
06:30 04 Oct 22
The DPM team has been great. In particular, Danha has gone above and beyond as a broker and Dino has been extremely supportive throughout all my interactions.
Marcel B
11:09 14 Sep 22
The team at DPM provided a fantastic service in our most recent dealings. A big thank you to Eyal Judah for the time and effort spent in recommending the best solution for our needs. Eyal's expert knowledge of the subject matter shone through as his patient approach made our experience not only informed but also stress-free. Thanks Eyal!
Tomasz Strus
03:53 04 May 22
I have been with DPMFS for over 5 years and I couldn't be happier with them. I strongly recommend their amazing team to any other doctors looking for the most insightful, and personalised care that I've had financially!
Clinton Ellis
03:52 03 Mar 22
Rahul Chakrabarti
03:45 01 Feb 22
Consultant Danha Ngo was very professional and kind. She guided me through the process of acquiring my home loan and made the process very easy.
Ali Baker
12:16 26 Jan 22
Danha Ngo is an outstanding lending consultant who went above and beyond when helping me purchase my first home! I was very hesitant at first to get a lending consultant but Danha was very knowledgable and able to get me the best variable rate on my home loan within such a short period of time. She was very honest, and educated me on reviewing all documents and walking me step by step through the entire process even though I asked 100's of questions. Responded very promptly to emails and phone calls, making my first home purchase very easy and hassle free. If you're looking for an expert in her field who knows how to navigate her way around home loans to get you the best deals and to expedite loans, then I cannot recommend her enough and will be using her again in the future. 10/10 service!
Jessica Au
10:07 04 Jan 22
DPM made the process of getting personalised insurance very easy and streamlined, very happy with the policy they recommended.
Alex Strathmore
22:26 05 Nov 21
DPM has provided professional & seamless assistance for us on two services: as a mortgage broker (thank you Danha), and with arranging life & income insurance (thank you Tom R). They've helped prevent us getting bogged-down in paperwork and policy, and have made arranging a home loan & life insurance a breeze. Going further down the line, I'll definitely be planning to use their services again.
Brad J
01:32 26 Oct 21
DPM have been excellent to deal with. Their advice has been well considered and they are very responsive. Tom in particular has made it very easy to navigate the maze of financial products and their many different options. I would highly recommend them.
Eric Wong
05:48 01 Jul 21
Calibration 123
10:45 25 Aug 20
I have been seeing an accountant at DPM since I graduated from university. Our annual appointment is always professional while also being a friendly catch up on the year.I have recently been assisted by a financial advisor to arrange income protection. The process was smooth and timely. I felt very well supported with plenty of information provided and they kept me up to date on the progress of my application.DPM is a friendly team and always very easy to get in touch with!
Sam Harvey
22:05 30 Apr 20
Excellent experience all-round! Accounting, finance and insurances all managed by friendly, capable and talented people and associated support staff. Always available to help and answer all sorts of questions. Highly recommend
Chetan Lodhia
10:04 30 Apr 20
I had a really good experience with DPM financial services. Tom and Katie were very helpful and efficient. They explained every step thoroughly and provided with best service. I would highly recommend DPM Financial services.
Mi Kyung Jun
01:47 02 Apr 20
William Indrawan and his team were very extremely helpful in helping me with my taxes - they were professional, efficient and very knowledgeable. It would have taken me so much time and dedicated research to find out what deductions you are allowed for your taxes as a medical doctor, especially coming from another country. The service was very personalized and such a pleasant personal interaction. And yes, I had a good tax return! Thank you!
Rachel Deschamps
09:52 22 Nov 19
I have been with DPM working with Aaron Burton for a number of years. My only regret is that we did not engage his services sooner. Aaron has been an excellent guide and advisor, who understands your circumstances and ensures we have made the right decisions at all times. We would recommend him and the services of DPM most highly
Natasha Michael
19:18 07 Nov 19
Delighted with the services received at DPM with Tom and Anthony. They were both knowledgeable in their respective fields and efficient at their work. Would highly recommend!
Pearly Gan
12:16 06 Sep 19
I have been with DPM for a couple of years. I first started by meeting my now accountant Anthony Pane and he has been wonderful in every single way. I was audited last year and I was able to relax and let Anthony do what he does best. Later I also got insurance advice from Mat, and Eyal has become my broker. Everybody in the team has been great and very helpful. Definitely recommend 👍
Liliana Sousa Nanji
01:05 30 Aug 19
I have had a very positive experience with DPM for the past 3 years. I always enjoy meeting with Anthony Pane who gives excellent advice and is a consultant I can highly recommend.
Sam Fraser
04:30 22 Aug 19
Neri Tan
01:15 16 Aug 19
Provide fantastic support and advice, always in a swift manner. Very happy with their service.
Andrew Rawlin
11:07 15 Aug 19
Financial advisors with expertise working with medical professionals. Alyse is professional in all aspects of her work and communicates her wealth of knowledge in a clear and concise manner. With attention to detail and a personalised approach tailored to each individual, I always feel a sense of clarity after a consultation with DPM. Highly recommended.
Daniel Phan
11:10 02 Aug 19
I've been with DPM now since 2016 and have nothing but great things to say. Excellent advice and management of all my financial needs. And special shout out to Anthony Pane, who I can highly recommend.
Jason Bishop
07:46 02 Aug 19
Great service! I truly appreciate all the assistance and pleasant service rendered by DPM Financial Services with regards to the filing of my taxes. They were very helpful specially due to the fact that I have already migrated overseas during the period of filing. They kept constant communication and were very prompt to respond to all my enquiries. THANK YOU!
Joma Excel Bravo
11:25 31 Jul 19
I have been a client of DPM for almost 2 years now, and they are a fantastic team that really do give you bang for your buck!My acountant has helped me navigate through the complex world of salary packaging, and has been excellent in completing tax returns each year. He doesn't just "do my taxes," he explains things and helps me understand concepts myself so as to calm the stress levels. When I wanted to apply for a home loan I was directed to a Lending Consultant who has been nothing short of brilliant. They are efficient, they are helpful and they are extremely approachable. I don't know how much money I would have wasted had I not had DPM's guidance. Definitely worth it!
Vanessa Garry
05:19 25 Jul 19
A B
00:23 27 Jun 18
You literally save lives. Let us make yours that bit easier, grow your wealth with DPM.
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