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Beware of ATO debts when applying for loans
It is that time of the year to forward plan your tax commitments. Having an outstanding tax liability impacts the cash flow of many medical
Doctors and Divorce – A medical accountant’s guide to separation and divorce taxation
Going through a divorce or relationship dissolution can be a challenging time irrespective of whether both parties are amicable. Aside from legal implications (read Doctors
Managing financial impact of divorce in the medical profession
The demands of people working in the medical profession are unforgiving. Long hours and rigorous demands of the job can lead to poor work-life balance,
The first home loan deposit scheme explained
Brighten up, there is still hope for first home buyers who have been scrimping and saving in order to generate the necessary deposit to purchase
What’s the difference between an offset and a redraw?
In addition to varying mortgage rates – different home loans offer different features and what is best for you may not be the best for
Setting up a new private practice vs buying an established practice
If you are dreaming of owning a private medical practice now or in the near future, there are two main options to consider: Setting up
Calm after the financial storm?
It’s been quite the roller-coaster ride this last financial year with so many changes to the lending landscape! From credit reporting to borrowing capacity, a
What you need to think about before buying a new car
Many young professionals seek to upgrade their wheels when they start earning their first full-time income. Whilst a car is (more often than not) a
Buying your first home? What you need to know about the stamp duty concessions
Stamp Duty Concessions for First Home Buyers The latest news of a 6% average annual decline to property prices across our larger capital cities (Hobart,
‘Speed-date’ with your finance broker | Review your arrangements
There will never be a better or more prudent time to arrange a ‘speed date’ with your finance broker. Or the ‘better looking’ bank sitting
Interest only loans | The changes and what they mean for you
Interest only loans There has been a regulatory crackdown on lenders by Australian Prudential Regulation Authority (APRA) to reduce their interest only loans to no
Responsible lending | Find out what the changes mean for you
What is responsible lending? Gone are the days when lenders would use a “one size fits all” approach in their assessment of a customer’s borrowing
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