How to take the stress out of financing your first home

— 5 min read

The decision can be both exciting and a little daunting, but it doesn’t have to be stressful.

Having confidence in your finances is paramount

DPM can simplify the process and ensure everything is set up correctly from the beginning, letting you focus on the more important (and exciting) things ahead.

The number of loans available on the market may seem endless, however, competition between lenders is great for the consumer – meaning there is something out there for everyone. DPM’s in-depth knowledge of the major lenders’ loan products enables us to present you with appropriate solutions, making it easier to choose a loan package that is right for you.

Recognised industry specialists

The relationship between DPM and medical professionals extends over 50 years. Our strong relationship with a wide range of lenders allows us to provide our clients competitively priced and enhanced lender offerings which aren’t widely available in the market.

We understand finance restructuring is critical, therefore, our experienced finance consultants will ensure all recommendations are made giving important consideration to both your current circumstances and future goals.

Valuable market insight

Once we understand the suburbs and property types you are interested in, we can provide you with valuable property reports and local sales data to help you make an informed decision.

Additionally, we can introduce you to one of our buyer’s advocates who can assist with sourcing and negotiating the property purchase on your behalf.

Comprehensive holistic advice

DPM’s team of specialist consultants can look after every aspect of the buying process for you.

You’ll be presented with a detailed list of recommendations, including flexible lending options as well as potential government entitlements. Your finance consultant will discuss your specific requirements and determine how much you can borrow, as well as outlining additional costs such as purchasing, legal and lender costs. They will guide you through the pre-approval process so you are aware of your borrowing limit and can start searching for your dream home.

To take care of all your legal needs throughout the process, our in-house legal team Fletcher Clarendon can confidently provide advice on specific property contracts to prevent any issues from arising.

Delivering peace of mind

Our top 3 recommendations prior to purchasing property are:

  1. Outline a realistic budget and determine your borrowing capacity through one of our finance consultants
  2. Discuss market trends and information about the areas you are looking to purchase in
  3. Engage with an experienced legal team to provide advice around the contract of sale

DPM partners with you to align your professional journey with your personal aspirations. We understand your professional milestones and can present appropriate financial solutions for all stages of life.

To speak with one of our lending specialists please call 1800 DPM DPM or contact us here.

 

* The information contained in this site is general and is not intended to serve as advice. DPM recommends you obtain advice concerning specific matters before making a decision.