Train. Plan. Progress.

Training to be a doctor is a huge personal and financial investment. DPM helps look after your financial needs so you can focus on your training and career goals.

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Do you know what’s ahead?

Whatever stage of your training you’re at, there are things you need to consider now – like your financial future. Planning now will help you get through your training program and begin practising with peace of mind.

Think forward. Take it all in.

As an intern, you’ll participate in 12 months of supervised clinical training, completing various rotations designed to expose you to diverse clinical environments. You get to put the theory into practice. Soon you’ll be making decisions about your preferred career pathway. You’re doing a lot of things for the first time, both in and outside the hospital, and there’s a lot to absorb. Amongst it all, you’ll be thinking about Resident Medical Officer Applications due mid-year and starting to gather references to support your application.

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Know your options. Choose what’s right for you.

You’re finally earning an income and can explore benefits like salary packaging and superannuation. You need to understand your entitlements and how to manage it all so you get maximum benefit. If you’re doing rural rotations, you may be able to salary package multiple times. If you have a student loan or HELP debt, you need to know how salary packaging affects your loan repayments. The DPM Intern Package provides you with advice on all this and more.

Our dedicated team of DPM advisers can sit down with you in your initial consultation to discuss your personal situation and make sure you get yourself in the best possible financial position to achieve your goals. As you tell your patients: prevention is better than treatment. Now is your time to think ahead and start laying the groundwork for your future financial health.

Talk to the team

The team at DPM have been exceptional in improving my financial literacy, especially as I transition through different stages of my career.I have the utmost trust in Sean O'Neill, who has been my consultant since internship. Sean has consistently provided clear and personalised advice. Tom Rogers and Katie Gray have recently facilitated income protection for me. Both a pleasure to deal with. Incredibly timely, and most importantly, simplified an otherwise opaque process for me. Thank you.
Visopiano Sanyü
Visopiano Sanyü
04:55 16 Jun 20
I have been seeing an accountant at DPM since I graduated from university. Our annual appointment is always professional while also being a friendly catch up on the year. I have recently been assisted by a financial advisor to arrange income protection. The process was smooth and timely. I felt very well supported with plenty of information provided and they kept me up to date on the progress of my application. DPM is a friendly team and always very easy to get in touch with!
Sam Harvey
Sam Harvey
22:05 30 Apr 20
Excellent experience all-round! Accounting, finance and insurances all managed by friendly, capable and talented people and associated support staff. Always available to help and answer all sorts of questions. Highly recommend
Chetan Lodhia
Chetan Lodhia
10:04 30 Apr 20
I had a really good experience with DPM financial services. Tom and Katie were very helpful and efficient. They explained every step thoroughly and provided with best service. I would highly recommend DPM Financial services.
Mi Kyung Jun
Mi Kyung Jun
01:47 02 Apr 20
William Indrawan and his team were very extremely helpful in helping me with my taxes - they were professional, efficient and very knowledgeable. It would have taken me so much time and dedicated research to find out what deductions you are allowed for your taxes as a medical doctor, especially coming from another country. The service was very personalized and such a pleasant personal interaction. And yes, I had a good tax return! Thank you!
Rachel Deschamps
Rachel Deschamps
09:52 22 Nov 19
I have been with DPM working with Aaron Burton for a number of years. My only regret is that we did not engage his services sooner. Aaron has been an excellent guide and advisor, who understands your circumstances and ensures we have made the right decisions at all times. We would recommend him and the services of DPM most highly
Natasha Michael
Natasha Michael
19:18 07 Nov 19
Delighted with the services received at DPM with Tom and Anthony. They were both knowledgeable in their respective fields and efficient at their work. Would highly recommend!
Pearly Gan
Pearly Gan
12:17 06 Sep 19
I have been with DPM for a couple of years. I first started by meeting my now accountant Anthony Pane and he has been wonderful in every single way. I was audited last year and I was able to relax and let Anthony do what he does best. Later I also got insurance advice from Mat, and Eyal has become my broker. Everybody in the team has been great and very helpful. Definitely recommend 👍
Liliana Sousa Nanji
Liliana Sousa Nanji
01:05 30 Aug 19
I have had a very positive experience with DPM for the past 3 years. I always enjoy meeting with Anthony Pane who gives excellent advice and is a consultant I can highly recommend.
Sam Fraser
Sam Fraser
04:30 22 Aug 19
Provide fantastic support and advice, always in a swift manner. Very happy with their service.
Andrew Rawlin
Andrew Rawlin
11:07 15 Aug 19
Financial advisors with expertise working with medical professionals. Alyse is professional in all aspects of her work and communicates her wealth of knowledge in a clear and concise manner. With attention to detail and a personalised approach tailored to each individual, I always feel a sense of clarity after a consultation with DPM. Highly recommended.
Daniel Phan
Daniel Phan
11:10 02 Aug 19
I've been with DPM now since 2016 and have nothing but great things to say. Excellent advice and management of all my financial needs. And special shout out to Anthony Pane, who I can highly recommend.
Jason Bishop
Jason Bishop
07:46 02 Aug 19
Great service! I truly appreciate all the assistance and pleasant service rendered by DPM Financial Services with regards to the filing of my taxes. They were very helpful specially due to the fact that I have already migrated overseas during the period of filing. They kept constant communication and were very prompt to respond to all my enquiries. THANK YOU!
J.E.G. BRAVO
J.E.G. BRAVO
11:25 31 Jul 19
I have been a client of DPM for almost 2 years now, and they are a fantastic team that really do give you bang for your buck!My acountant has helped me navigate through the complex world of salary packaging, and has been excellent in completing tax returns each year. He doesn't just "do my taxes," he explains things and helps me understand concepts myself so as to calm the stress levels. When I wanted to apply for a home loan I was directed to a Lending Consultant who has been nothing short of brilliant. They are efficient, they are helpful and they are extremely approachable. I don't know how much money I would have wasted had I not had DPM's guidance. Definitely worth it!
Vanessa Roberts
Vanessa Roberts
05:19 25 Jul 19

FAQs

That depends. All interns can package the caps at least twice over their intern year. Depending on your hospital and rotations, you may be able to package the caps up to four times. Get advice early: structuring and timing is crucial to maximising your salary packaging.

Many intern relocation expenses aren’t deductible. The ATO rules that these expenses are incurred at “a point too soon” to be connected to your income. That is, generally, you incur these expenses before you start earning the related income. Although some employers will allow you to salary package these costs, each situation is different, reinforcing that you should seek specialist tax and accounting advice around any relocation expenses you incur.

It’s about making the most of what’s ahead. As you work through your medical career, your tax affairs will grow and evolve at a surprising rate. Things can get complex fast. Because we’ve always specialised in advising doctors, we’re familiar with the type of advice you’ll need as you journey forward. Sometimes we’ll know what you need before you do. At DPM we want to provide you with a complete advice offering to make sure you can plan and prepare for all of your personal and professional goals, not simply get your tax return lodged each year.