Train. Plan. Progress.

Training to be a doctor is a huge personal and financial investment. DPM helps look after your financial needs so you can focus on your training and career goals.

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Do you know what’s ahead?

Whatever stage of your training you’re at, there are things you need to consider now – like your financial future. Planning now will help you get through your training program and begin practising with peace of mind.

Think forward. Take it all in.

As an intern, you’ll participate in 12 months of supervised clinical training, completing various rotations designed to expose you to diverse clinical environments. You get to put the theory into practice. Soon you’ll be making decisions about your preferred career pathway. You’re doing a lot of things for the first time, both in and outside the hospital, and there’s a lot to absorb. Amongst it all, you’ll be thinking about Resident Medical Officer Applications due mid-year and starting to gather references to support your application.

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Know your options. Choose what’s right for you.

You’re finally earning an income and can explore benefits like salary packaging and superannuation. You need to understand your entitlements and how to manage it all so you get maximum benefit. If you’re doing rural rotations, you may be able to salary package multiple times. If you have a student loan or HELP debt, you need to know how salary packaging affects your loan repayments. The DPM Intern Package provides you with advice on all this and more.

Our dedicated team of DPM advisers can sit down with you in your initial consultation to discuss your personal situation and make sure you get yourself in the best possible financial position to achieve your goals. As you tell your patients: prevention is better than treatment. Now is your time to think ahead and start laying the groundwork for your future financial health.

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Why DPM?

“Thank you so much for your help with securing my graduate student loan. I’ve been recommending DPM to all my friends who are looking for accounting firms.”

Daniel – Medical Intern, St Vincent’s Hospital


That depends. All interns can package the caps at least twice over their intern year. Depending on your hospital and rotations, you may be able to package the caps up to four times. Get advice early: structuring and timing is crucial to maximising your salary packaging.

Many intern relocation expenses aren’t deductible. The ATO rules that these expenses are incurred at “a point too soon” to be connected to your income. That is, generally, you incur these expenses before you start earning the related income. Although some employers will allow you to salary package these costs, each situation is different, reinforcing that you should seek specialist tax and accounting advice around any relocation expenses you incur.

It’s about making the most of what’s ahead. As you work through your medical career, your tax affairs will grow and evolve at a surprising rate. Things can get complex fast. Because we’ve always specialised in advising doctors, we’re familiar with the type of advice you’ll need as you journey forward. Sometimes we’ll know what you need before you do. At DPM we want to provide you with a complete advice offering to make sure you can plan and prepare for all of your personal and professional goals, not simply get your tax return lodged each year.