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How to save at uni without giving up your smashed avo?

— 8 min read

Budgeting is probably one of the least exciting words out there for most people.

But when you don’t earn a full-time income, it’s something you need to think about.

Here are a few money saving hacks you can use to save at uni without giving up your daily coffee.

Find other entertainment options

Instead of going out for dinner to catch up with friends, why not host a potluck dinner at home where everyone brings a dish.

Perhaps suggest to your friends that you each take a turn hosting one. Having a movie or games night is another option.

During the day, take a picnic lunch and go hiking in the bush or, if that sounds like too much work, find a nice park or garden to eat your lunch in nature.

Also, check out what’s going on at your campus as there’s often free or cheap events and activities for students which can be a great way to expand your network.

Whenever you go out for coffee, take a reusable cup, as a lot of cafes in metro areas will give you up to 50 cents off as a reward for being environmentally friendly.

Walk or ride

Save money on petrol, parking and public transport and walk or ride a bike to close destinations.

It’s also a good way to sneak some exercise in.

Bring your own drink

Whether it’s coffee, tea, soft drink or water, bringing your drink in a bottle or flask will save you money for sure.

Of course, the same goes for bringing your lunch and snacks from home.

Another bonus is that this means that you don’t have to worry about lining up for ages in the cafeteria.

Sell your unwanted items

Do you have clothes in your wardrobe that you haven’t worn in years? Or old mobile phones and computers that you don’t use anymore?

Marie Kondo your stuff. If it doesn’t “spark joy” it’s gotta go!

Whether you live at home with your parents or rent, decluttering can be a really freeing experience and can help you feel more organised and in control.

The best part about it is that you can sell what you no longer want through neighbourhood buy-swap-sell groups, Facebook Market, eBay or at a local market.

As they say, one person’s trash can be another person’s treasure.

Start a side hustle

Are you good at writing?  Try sending your articles or stories to online magazines or blogs that pay for submissions. There are also writing competitions with cash prizes.

Are you the creative, crafty type?  You could look into starting a craft business online or through websites such as Etsy.

Do you love dogs?  Maybe you could be a dog walker or sitter.

The possibilities are endless.

Shop smart

It’s probably not a good idea to shop when you’re hungry.

If you do, you’ll likely come home with way more than you intended to buy.

Also, try getting your fruit from a market or fruit shop, as this is usually cheaper than the supermarket and often a lot fresher.

When looking for clothes, furniture or technology, it’s a good idea to check out eBay, Gumtree and Op shops. Facebook marketplace can be another way to find cheaper items.


Worrying about your finances can be really stressful and draining when you’re trying to focus on studying hard and getting through medical school.

There are many little ways to save while still having a life. Making the little sacrifices now will be worth it in the long run.

Also read – 8 hacks to help you smash uni

* The information contained in this site is general and is not intended to serve as advice. DPM Financial Services Group recommends you obtain advice concerning specific matters before making a decision.



Anthony Dickinson

B. Bus (Acc)


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Anthony joined DPM in 2018.  With a comprehensive understanding of the financial journey doctors experience from medical school to consultancy, Anthony is able to provide clients advice on financial and taxation matters, as well as overall planning to achieve personal and professional goals.